Speaker Profile
DEV STRISCHEK
A frequent speaker, instructor, advisor, and writer on credit risk and commercial banking topics and issues, Dev Strischek is principal of Devon Risk Advisory Group and engages in consulting, speaking, and training on a wide range of risk, credit, and lending topics. As a former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking, and private wealth management. He also spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank’s Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev’s experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in RMA’s Florida Commercial Lending School, the Stonier Graduate School of Banking, and as both an instructor and as a member of the American Bankers Association's (ABA) Commercial Lending and Graduate Banking School advisory board. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA), and the AICPA.

Writing to Win: How to Write Right
Business writing is best when it is spare and clear, precise, and concise. This session is designed to give practical and useful advice and tips on how to tighten up the language and organize the content into a logical, convincing read. Attendees don’t have to be English majors or literature students. The aim is to improve the readability of your written words.Participants will learn how to:Eliminate puffy ..

Why EBITDA Doesn’t Spell Cash Flow And What Does
EBITDA is a popular measure of cash flow, but it is not accurate, and bankers and investors who rely on it as a reliable indicator of repayment ability will be deeply disappointed. The session includes several examples and a case study to illustrate why EBITDA is flawed and how to apply better cash flow tools.Areas CoveredDefinition of EBITDAOrigins of EBITDA—its relationship to traditional cash flow (TCF)P..

Writing Effective Emails
Get Practical Tips to Write Purposeful, reader-focused Emails, and Respond to Them Effectively. Have you ever received those emails with endless and useless lists of recipients? Did you ever have to struggle to go through overlong, cryptic prose with the twisted logic of an email, only to realize later that the message sent to you doesn’t concern you or your business? Did you have to suffer one of those biz..

Credit Risk Management: Tools and Techniques
A strong credit culture:Focuses the organization—everyone on the same pageReduces organizational conflict and confusion—prioritiesMinimizes need for rigid controlsSupports commitment to the organizational vision and missionAdds to the organization’s bottom line and enhances shareholder valueIn order to achieve the advantages of strong credit culture, there must be strong credit management. Achieving both me..

How to Prepare a Monthly Cash Flow Projection for Seasonal Borrowing Repayment Ability
One of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its short-term borrowings based on the financial information available. First, the session will explain the interrelationships among revenue projections, the expenses needed to support seasonal sales growth as well as the working capital assets, fixed assets, and li..

Effective Credit Administration-Tools and Techniques
This session is intended to provide guidance on how to develop and maintain a Credit Administration (CA) function that will provide guidance to anyone involved in the credit function of the bank. The session also highlights the safeguards to manage the bank’s loan portfolio in a safe and sound manner.CA supports credit risk management by watching over credit policy, credit analysis and underwrit..

5 C’s of Credit: C for Yourself
Bankers have relied on the 5 C’s of credit - capacity, conditions, collateral, capital, and character for many years, but what do these terms really mean, and how do lenders use them to determine whether a potential borrower is creditworthy? This simple credit model is simple to understand and easy to use. Attend the session to C the big picture for credit analysis and underwriting.What can be l..

BEST SELLER - Seven Habits of an Effective Credit Administration
This audio session by Dev Strischek is intended to provide guidance on how to develop and maintain a Credit Administration (CA) function that will provide guidance to anyone involved in the credit function of the bank. The session also highlights the safeguards to manage the bank’s loan portfolio in a safe and sound manner. CA supports credit risk management by watching over credit policy, credit analysis a..

Seven Habits of an Effective Credit Administration
This audio session by Dev Strischek is intended to provide guidance on how to develop and maintain a Credit Administration (CA) function that will provide guidance to anyone involved in the credit function of the bank. The session also highlights the safeguards to manage the bank’s loan portfolio in a safe and sound manner. CA supports credit risk management by watching over credit policy, credit analysis a..

How to Analyze Operating Performance and Financial Condition with Ratios
Insights on Ratio Analysis to Determine Financial Strengths and Weaknesses. This session will explain how to employ ratios to measure and evaluate a borrower’s performance and financial condition. The borrower’s financial profile does change over its life cycle as it moves from a new entity to a mature firm, and this change over time will be explained and illustrated so that participants will see the link b..

The Credit Manager’s Tool Box – Tools and Techniques for Making Sound Credit Decisions
Credit Expert with 30 Years of Experience Offers Tools and Techniques to Help You Navigate through Credit Information and Financial Data to Make Good Credit DecisionsThis webinar will provide guidance on how gather information, evaluate it, and make sound credit decisions on prospective clients and existing borrowers You will also learn the differences between unaudited and audited financials and how to use..

Global Cash Flow : How to Calculate and Use GCF to Determine a Borrower’s Ability to Repay
The webinar will explain how to, first, determine the cash flow from the borrowing entity available to repay debt, and, second, incorporate the available cash flow from guarantor individuals and entities. Analysis of these various cash flows means quantifying existing and proposed debt and adjusting cash flows for living expenses and other costs. Speaker will use case studies, slides, problem-solving skills..

How to Project Cash Flow to Evaluate Borrower’s Ability to Repay Long-term Loans
One of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay its loans based on the financial information available. Financial organizations extend credit to borrowers when the borrowers show the ability to repay the loans extended. Ideally, a request for a five-year loan should be supported by a 5-year cash flow projection. Learn key as..

Writing an Effective Credit Memorandum-It’s not What You Say But How You Say It
Credit memoranda serve as the primary means of communication in the banking domain. It covers three functions: providing details on customer relation status, record actions, and thoughts, and recommend or support action. An effective memorandum is not about what you say, but how you say it, for commanding attention.Join industry expert Dev Strischek as he helps you develop your skills in writing an effectiv..

Accounting on the Move: What Recent Changes in US GAAP Accounting Mean for Borrowers and Lenders
Much of the change in GAAP in recent years is the result of collaboration between the Financial Accounting Standards Board (FASB) and the International Accounting Standards Board (IASB) to bring the US and international accounting principles closer together. At some point, both groups decided they were as close as they would be likely to get on several key concepts—revenue recognition, lease capitalization,..