Banking Financial Services and Insurance
BSA Important Issues: New Mandates, Requirements, and Recommendations
During this webinar, Justin will discuss BSA reporting requirements, new mandates released over the past 6 months, the requirements financial institutions have to abide by, and being prepared for audits and exams this year. The current BSA/AML EnvironmentNew mandates released and proposedBSA Requirements for Financial InstitutionsBest Practices with BSA ReportingAreas Covered Introduction to CTRsOur referen..
NEW Nacha Operating Rules Changes for 2024, 2025 and 2026 PLUS Ops Bulletin #1-2025
Each participant in the ACH Network is required to follow the Nacha Operating Rules and be compliant with the Rules expanding the use of Return Reason Code R17 (10-01-2024) and Return Reason Code R06 (04-01-2025) to help with potential ACH transactions that could be initiated in instances of fraud. Another way to combat fraud is allowing additional “funds availability exceptions” and adding time guide..
ABC’s of Completing the Annual ACH Rules Compliance Audit
The Nacha Operating Rules and Guidelines require that all participating depository financial institutions (ODFI & RDFI), Third Party Senders (TPS), and Third-Party Service Providers (TPSP) that provide ACH services to the RDFI or ODFI, conduct an annual ACH audit by December 31 of each year (Nacha Operating Rules, Article 1). There are changes each year in the Nacha Operating Rules that affect your annu..
ACH Federal Government Reclamations, plus guidance on Misdirected Payments and DNE’s (Death Notification Entries)
Processing ACH Reclamations from the Federal Government can be challenging! Chapter 5 of the Green Book has been updated, making it mandatory for Financial Institutions to respond to all reclamations, which must be submitted through the Automated Reclamation Processing System (ARPS) located in Treasury’s Pay.gov web portal (except for responses by DFAS and any Treasury-approved exceptions).DNEs (Death Notif..
Analyzing Financial Statements
You will learn all about how to start the analysis process, how the FASB and SEC operate together and where you can find audited financial statements and how to retrieve them. We will cover auditor’s opinions and what they mean. We will discuss the objectives of analysis management, learn tools and techniques such as common sizing financial statements and trend analysis. We will cover the five categories of..
Bank Enforcement Actions 2024: What Happened And What Can We Learn?
We will go through the different banking regulators and discuss recent enforcement actions. The goal of this training is to take away the lessons learned by prior enforcement actions, implementing changes within your compliance framework, continue with your risk mitigation efforts and manage your reputational risk when similar issues arise.Areas Covered Overview of the current regulatory environmentEn..
Basics of Forensic Accounting
Whether you are involved in evaluating the creditworthiness of a prospective customer, analyzing investment opportunities, or even beginning to suspect that something funny is going on in your own company, this session will give you the tools to determine what is really going on. It's not just about the financial statements, this presentation will show you how to conduct a preliminary investigation will hel..
Best Practices for Preventing Credit Card Fraud
This Webinar describeHistory of credit cards in corporate America - Why companies have decided to use credit cards for their employee’s - How to control cash and spending on credit cards - Pro’s and Con’s of issuing corporate credit cardsDifferences in Corporate credit cards - Individual Liability card versus Corporate Liability card - What companies are eligible for corporate..
BSA Reporting Requirements
BSA regulations require all financial institutions to submit five types of reports. Individuals or companies must file an individual filing requirement. We will go over more details later on in this presentation. They are: Currency transaction reports (CTR)Suspicious Activity Report (SAR) Foreign financial accounts (FBAR)Currency and Monetary Instrument Report (CMIR)Designation of Exempt PersonAreas Covered..
Business Analytics for Decision Making – Making it Work
This presentation focuses on how the finance and accounting function can leverage analytics, especially predictive ones, embedded in their financial reporting, planning, and decision making.Finance and accounting professionals are typically considered to be very quantitative. They are by nature number-crunchers. But collecting, validating, and reporting data is not the same thing as analyzing the informatio..
EFT Act and Regulations E in 2023
We will explore all aspects of regulation E, plus discuss how this rule impacts your day-to-day responsibilities. You will learn how to comply with the Electronic Fund Transfers Act In 2023.This webinar will focus on the background of Electronic Fund Transfers Act, as well as recent developments that affect electronic transfers. We will also cover disclosures, error resolution, gifts and the examination sid..
Error Resolution And Dispute Under Reg E: Implementing Policies And Practices to Avoid Mistakes
This webinar will focus on the background of the Electronic Fund Transfers Act, as well as recent developments that affect electronic transfers. We will also cover disclosures, error resolution, gifts and the examination side.By the end of the program, participants will:What are the disclosure requirements of Regulation E? What is the liability for unauthorized transactions?How should you resolve errors?Wha..
Fair Lending in 2025: New Regulations, Examinations and Enforcement
Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching, and significant reputational damage to an institution. During this webinar, we will go through each of the regulations that fall under F..
Five C’s of Credit—Capacity, Conditions, Collateral, Capital, and Character
By evaluating each of the Five Cs, bankers can provide valuable advice to borrowers on how to improve their creditworthiness. This can help borrowers to secure financing in the future and build a strong financial foundation for their business.This simple credit model is simple to understand and easy to use. The speaker explains how lenders assess each of these factors and provides practical tips for borrowe..
Fraud - What IRS Looks for and How You Should Avoid It?
A former IRS Revenue Officer and Fraud Technical Advisor describes what indicators IRS employees look for as evidence of various tax crimes and how practitioners should be aware of those same indicators so they can get the problem fixed before IRS finds it, prevent the client from committing fraud in the first place or recognize when it is in their best interest to disengage if the client won’t cooperate. A..