Managing 401(k) and IRA Rollovers During Retirement Transitions
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Speaker : BRUCE WARNER
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When : Tuesday, August 12, 2025
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Time : 01 : 00 PM EST
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Bruce Warner, CPA owns a CPA practice in Salt Lake City, Utah where he specializes in helping clients with tax planning and to implement financial strategies to increase wealth and well-being. He has previously had Series 7 and 63 securities licenses. He is now licensed as a CPA and life agent in Utah. His insurance and annuities business are affiliated with Global Financial Impact.
His practice has focused on taxes since 2009, and prior to that he worked for a major CPA firm and worked in the Oil and Gas Industry. He consulted with large energy businesses for 15 years with a Washington DC consulting firm, Brown, Williams, Moorhead & Quinn, Inc.
Objective: Provide guidance on handling retirement account rollovers and minimizing tax impacts.
Subtopics:
- Understanding 401(k) and IRA Basics – what are the downsides
- Rollovers and Rollouts
- Traditional vs. Roth 401-K and IRA Rollovers: Tax Implications
- Required Minimum Distributions (RMDs) and Their Impact
- Strategies to Minimize Taxes on Pre-Tax Retirement Income
- Real estate investments and the real estate professional
- Oil and Gas Investments
- IULs
- Staged rollovers
- Business tax deductions
- Planning for marginal tax rates
- Planning for social security taxation
- Planning for long-term care and other major expenditures
- What sources of wealth do you have, or can you create?
Areas Covered
- Minimizing taxes on pre-tax retirement plan distributions
- Planning strategies
- Financial strategies
- The role of insurance
Who Should Attend
All employees and retirees who have pre-tax retirement plans
Why Should You Attend
If you are planning for your retirement or dealing with paying required minimum distributions, you will want to avoid or minimize the tax time bombs inherent in pre-tax retirement plans. The government and major financial service providers set up a system that benefits them, rather than benefiting the public over the long term. So, prepare to sharpen you pencils and learn about strategies to minimize the harmful effects of paying taxes on these retirement distributions as you transition into and experience the distribution phase of using your retirement funds.
Topic Background
Establishing a strong financial platform for a family as key income earners transition to retirement is a key financial task, made more complicated by the “tax time bombs” inherent in pre-tax retirement plans. If these transitions are handled poorly, families are more at risk of running out of money if they have sudden financial challenges like long-term care needs. Tax rates have often been assumed to be lower in retirement, while the opposite is often the case.
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$160.00
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